Attention homeowners: Real estate appraisal services for in Raleigh and Wake County
Check out the top 7 reasons why North Carolina homeowners hire Bock Appraisal Services:
We at Bock Appraisal Services understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a regular person not in the real estate business that probably doesn't look at appraisals every day, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Bock Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenge Wake County's assessment of your propertyLet's say you live in a region that is going down -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from Bock Appraisal Services is your number one weapon when contesting your property tax assessment.
Appraisals to cancel PMIAn attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping customers just like you delete unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Bock Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Bock Appraisal Services offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. Although most appraisal reviews are requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.